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Accounts

Innovative Account Solutions

Effortlessly manage customer deposits and money flow with flexible account programs — all built on Cross River’s proprietary bank core.

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Product Overview

Accounts for every use case

Build and scale checking, savings, and purpose-driven account programs on Cross River's modern technology stack.

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Checking

Savings

Certificate of deposits

Custodial accounts

This represents yet another example of us executing against our master plan for expansion, with a trusted, tech-forward bank, whose mission is aligned with our own.

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Fredi Nisan

CEO RYVYL (Formerly Greenbox POS)

Benefits

Next-gen accounts solutions

Key features

Take your deposit strategy from idea to implementation with the cutting-edge infrastructure of a technology-first, established bank.

FDIC insured accounts with deposit sweep capabilities

Unlimited subledgers

Issuing BIN sponsorship

Multi-rail API-based money movement

Compliance and regulatory oversight

curl -X POST --header 'Content-Type: application/json' --header 'Accept: application/json' --header 'Authorization: Bearer <token>' -d '{ \ "customerId": "59e3bc15-bbec-4990-88e9-a9a600d3296c", "productId": "44015e68-1afb-40fc-9497-abc1014f52da", "title": "Bob Smith", "statementAddress": { "street1": "123 Any Street", "city": "Anywhere", "state": "NY", "postalCode": "12345", "countryCode": "US" } }' 'https://sandbox.crbcos.com/Core/v1/dda/accounts'
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Expand beyond accounts
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.
Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company.

Fast, compliant & nationwide origination

From application to securitization, launch and scale innovative lending solutions with Cross River’s end-to-end digital lending suite.

Multi-rail payments capabilities

Leverage near real-time rails and instant payout solutions to build account funding and payments offerings.

Tech-forward BIN sponsorship

Integrated acquiring BIN solutions via API – purpose-built for ISOs, Payfacs, Marketplaces, ISVs, and mobile wallet providers.

Uses for accounts

Secured fund accounts

Interest-bearing

Merchants

Consumer

Commercial

Payments accounts

Ready to get started?

We bridge the best of both worlds - merging advanced tech innovation with the expertise of a bank. Craft the perfect banking program no matter what your business needs may be.

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